Special Flood Hazard Areas & Flooding Information
- 7 Tips to Reduce Flood Damage
- Maintenance of Drainage Systems
- What are Floodplains?
- CRS- Reduction in Flood Insurance Rates
- Frequently Asked Questions
- Floodplain Development Permit
1. Prepare for flooding by doing the following:
- Know how to shut off electricity and gas to your property when a flood comes.
2. Know your flood hazard and insure your property based upon your flood hazard.
- You need flood insurance.
- Renters should buy flood insurance for their contents.
3. Protect people from the hazard.
- Turn around, don’t drown.
- Know flood warnings in your area
- Designate a place your family can meet and evacuate when an order is issued.
See FEMA Brochures:
4. Know your flooding and consider permanent flood protection measures:
- Mark your fuse or breaker box to show the circuits to the floodable areas.
- Check your building for water entry points. These can be basement windows, the basement stairwell, doors, and vents. These can be protected with low walls or temporary shields.
- Note that some flood protection measures may need a building permit and others may not be safe for your type of building.
5. Protect your property from the hazard:
- Replace mechanical equipment or mechanical equipment needing repair with equipment elevated above the base flood elevation.
- Keep debris and trash out of streams and ditches.
- The Town of Boone can help provide grant information to elevate your structure.
- Provide and keep on hand sand bags to protect flood waters from entering your structure.
6. Build responsibly.
- Get a permit before you build or renovate.
7. Protect natural floodplain functions.
- Report broken silt fences on construction sites – they help keep our streams clean of debris and silt.
- Maintain any ditches or drainage ways on your property.
- Call the Town of Boone Public Works Department if a public street drain or ditch appears to be blocked by snow or other debris.
Maintenance of Drainage Systems
What are Floodplains?
Floodplains are the areas along streams or rivers that are likely to experience repeated flooding. Over time, nature and man-made development have shaped the floodplain to hold excess waters. In Boone, several rivers and streams converge to form the headwaters of the South Fork of the New River. Nature has formed these floodplains to flood and to carry a large volume of stormwater. Simply put, floodplains are meant to flood. Therefore, floodplains can be dangerous during heavy storm events and should be avoided when water is present.
Since 1979, when the Town entered the National Flood Insurance Program (NFIP), building in local floodplains within the Town of Boone has been restricted (Town of Boone Unified Development Ordinance Article 30 Flood Damage Prevention). In 1968 Congress created the NFIP to help provide a means for property owners to financially protect themselves from the possible damage of structures resulting from flood events. The program is intended to supplement typical homeowner insurance policies, which do not cover damage to structures resulting from a flood. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates, specifically through the adoption and enforcement of regulations designed to mitigate/reduce flood risk. To find out more about flood insurance, please visit www.floodsmart.gov..
Flood Insurance Rate Map (FIRM)
Through participation in the NFIP, the Town of Boone has adopted Flood Insurance Rate Maps (FIRM), prepared by the State of North Carolina Federal Emergency Management Agency. The adopted FIRMs provide the Town of Boone with the data needed to adopt and implement more comprehensive floodplain management measures. These maps note the areas within the Town of Boone that are susceptible to flooding. To help understand these maps, and to clear up misconceptions of terminology, below is a brief explanation of some common terminology used when discussing FIRMs within the Town of Boone:
Community Rating System (CRS)
- Is my property located within the Special Flood Hazard Area?
- Is there an elevation certificate available for my home or business?
- Is maintaining the drainage system on my private property my responsibility or the Town’s responsibility?
- What are some tips for on how to reduce the chance of stormwater from ponding on my property?
Floodplain Development Permit
A Floodplain Development Permit is required for any disturbance within the floodplain prior to starting any development activity, including, but not limited to the clearing of land. Before any development can take place on a property where a portion of or the entire tract is located in the Special Flood Hazard Area, a determination must be made that the proposed development is permitted on the property.
The first step in this process is to locate the parcel on the Flood Insurance Rate Map. If it is determined that the proposed development would be located within the Special Flood Hazard Area, it is necessary to consult with Planning and Inspections Staff to determine what restrictions and standards must be applied to the proposed development.